First Time Home Buyers
The City utilizes State Housing Initiatives Program (SHIP) funds to provide eligible, would-be first-time homeowners with up to $150,000 of down payment assistance to acquire their home in Miami Beach. SHIP funds prioritize assistance to very low- and low-income households and applicants must spend a portion of their awarded allocation to make improvements on the home.
For more information, contact the Office of Housing and Community Development at 305.673.7260 or by emailing us at Ship@miamibeachfl.gov.
Click here for a list of Miami-Dade County Approved Lenders.