First Time Home Buyers

The City utilizes State Housing Initiatives Program (SHIP) funds to provide eligible, would-be first-time homeowners with up to $150,000 of down payment assistance to acquire their home in Miami Beach. SHIP funds prioritize assistance to very low- and low-income households and applicants must spend a portion of their awarded allocation to make improvements on the home.

For more information, contact the Office of Housing and Community Development at 305.673.7260 or by emailing us at MarcelaRubio@miamibeachfl.gov.

To apply, please complete our First Time Home Buyer application and overview.