{"id":271974,"date":"2023-09-11T10:00:17","date_gmt":"2023-09-11T14:00:17","guid":{"rendered":"https:\/\/www.miamibeachfl.gov\/?page_id=271974"},"modified":"2026-03-02T15:22:13","modified_gmt":"2026-03-02T20:22:13","slug":"flood-insurance","status":"publish","type":"page","link":"https:\/\/www.miamibeachfl.gov\/de\/city-hall\/building\/local-flood-hazard-info\/flood-insurance\/","title":{"rendered":"Geb\u00e4ude-Hochwasserversicherung"},"content":{"rendered":"Geb\u00e4udemen\u00fc\t\t\t\n\t\t\t\t\t<ul id=\"menu-building-department\"><li id=\"menu-item-270333\" aria-haspopup=\"true\"><a aria-expanded=\"false\" href=\"\/de\/city-hall\/building\/permits\/\">Genehmigungsantrag<\/a>\n<ul>\n\t<li id=\"menu-item-286727\"><a href=\"\/de\/city-hall\/building\/permits\/\">Das Genehmigungsverfahren \u2013 So beantragen Sie<\/a><\/li>\n\t<li id=\"menu-item-271067\"><a href=\"\/de\/city-hall\/building\/permits\/permitchecklists\/\">Genehmigungschecklisten<\/a><\/li>\n\t<li id=\"menu-item-322770\"><a href=\"\/de\/city-hall\/building\/permits\/same-day-services\/\">Taggleichservice<\/a><\/li>\n\t<li id=\"menu-item-270341\"><a href=\"\/de\/city-hall\/building\/onlinepermits\/\">Online-Ressourcenzentrum f\u00fcr Genehmigungen \u2013 Online bewerben<\/a><\/li>\n\t<li id=\"menu-item-270340\"><a href=\"\/de\/city-hall\/building\/permits\/interactive-permit-guide\/\">Interaktiver Genehmigungsleitfaden<\/a><\/li>\n\t<li id=\"menu-item-340585\"><a href=\"\/de\/city-hall\/building\/permits\/expired-permits-and-permit-renewals\/\">Abgelaufene Genehmigungen und Genehmigungsverl\u00e4ngerungen<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-312699\" aria-haspopup=\"true\"><a aria-expanded=\"false\" href=\"#\">Genehmigungsressourcen<\/a>\n<ul>\n\t<li id=\"menu-item-280603\"><a href=\"\/wp-content\/uploads\/2025\/10\/Building-Department-Fee-Guide-2025.pdf\">Geb\u00fchrenordnung<\/a><\/li>\n\t<li id=\"menu-item-272445\"><a href=\"\/de\/city-hall\/building\/permits\/building-permits-not-required-work-list\/\">Liste \u201eKeine Genehmigung erforderlich\u201c<\/a><\/li>\n\t<li id=\"menu-item-285785\"><a href=\"\/de\/city-hall\/building\/permits\/permit-refunds\/\">R\u00fcckerstattung von Genehmigungen<\/a><\/li>\n\t<li id=\"menu-item-285786\"><a href=\"\/de\/city-hall\/building\/permits\/building-permit-reprieve-program\/\">Amnestieprogramm f\u00fcr Verst\u00f6\u00dfe gegen die Bauordnung<\/a><\/li>\n\t<li id=\"menu-item-270348\"><a href=\"\/de\/city-hall\/building\/building-recert\/\">Geb\u00e4ude-Rezertifizierung<\/a><\/li>\n\t<li id=\"menu-item-298042\"><a href=\"\/de\/city-hall\/building\/permits\/fema-50-rule\/\">Fema 50%-Regel<\/a><\/li>\n\t<li id=\"menu-item-270344\"><a href=\"\/de\/city-hall\/building\/permits\/mdc\/\">Miami-Dade County<\/a><\/li>\n\t<li id=\"menu-item-270345\"><a href=\"\/de\/city-hall\/building\/permits\/phased-permits\/\">Phasenweise Genehmigungen<\/a><\/li>\n\t<li id=\"menu-item-270342\"><a href=\"\/de\/city-hall\/building\/permits\/green\/\">Gr\u00fcne Genehmigungen<\/a><\/li>\n\t<li id=\"menu-item-270346\"><a href=\"\/de\/city-hall\/building\/statistics\/\">Statistik-Dashboards<\/a><\/li>\n\t<li id=\"menu-item-286018\"><a href=\"\/de\/permits-search-dashboard\/\">Archivgenehmigungssuche<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-270334\"><a href=\"\/de\/city-hall\/building\/forms\/\">Formulare<\/a><\/li>\n<li id=\"menu-item-270335\"><a href=\"\/de\/city-hall\/building\/inspections\/\">Inspektionen<\/a><\/li>\n<li id=\"menu-item-270336\"><a href=\"\/de\/city-hall\/building\/violations\/\">Verst\u00f6\u00dfe<\/a><\/li>\n<li id=\"menu-item-270339\"><a href=\"\/de\/city-hall\/building\/contractors\/\">Auftragnehmer<\/a><\/li>\n<li id=\"menu-item-270338\"><a href=\"\/de\/city-hall\/building\/contact-us\/\">Kontaktieren Sie uns<\/a><\/li>\n<li id=\"menu-item-270337\" aria-haspopup=\"true\"><a aria-expanded=\"false\" href=\"#\">Weitere Links<\/a>\n<ul>\n\t<li id=\"menu-item-270352\"><a href=\"\/de\/city-hall\/building\/faq\/\">FAQs<\/a><\/li>\n\t<li id=\"menu-item-270350\"><a href=\"\/de\/city-hall\/building\/events\/\">Events &amp; Ank\u00fcndigungen<\/a><\/li>\n\t<li id=\"menu-item-270353\"><a href=\"\/de\/city-hall\/building\/local-flood-hazard-info\/\">Auenmanagement<\/a><\/li>\n\t<li id=\"menu-item-270347\"><a href=\"\/de\/city-hall\/building\/hurricane-preparedness\/\">Vorbereitung auf Hurrikans<\/a><\/li>\n\t<li id=\"menu-item-270349\"><a href=\"\/de\/city-hall\/building\/records-management\/\">Datensatzverwaltung<\/a><\/li>\n\t<li id=\"menu-item-270343\"><a href=\"\/de\/city-hall\/building\/permits\/private-provider-info\/\">Informationen zu privaten Anbietern<\/a><\/li>\n\t<li id=\"menu-item-280714\"><a href=\"\/de\/city-hall\/building\/building-recert\/annual-maintenance-log\/\">J\u00e4hrliches Wartungsprotokoll<\/a><\/li>\n\t<li id=\"menu-item-285447\"><a href=\"\/de\/city-hall\/building\/sop\/\">Standardarbeitsanweisungen<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\t\nGeb\u00e4udemen\u00fc \u00d7\t\t\t\t\t\t<ul id=\"menu-building-department-1\"><li id=\"menu-item-270333\" aria-haspopup=\"true\"><a aria-expanded=\"false\" href=\"\/de\/city-hall\/building\/permits\/\">Genehmigungsantrag<\/a>\n<ul>\n\t<li id=\"menu-item-286727\"><a href=\"\/de\/city-hall\/building\/permits\/\">Das Genehmigungsverfahren \u2013 So beantragen Sie<\/a><\/li>\n\t<li id=\"menu-item-271067\"><a href=\"\/de\/city-hall\/building\/permits\/permitchecklists\/\">Genehmigungschecklisten<\/a><\/li>\n\t<li id=\"menu-item-322770\"><a href=\"\/de\/city-hall\/building\/permits\/same-day-services\/\">Taggleichservice<\/a><\/li>\n\t<li id=\"menu-item-270341\"><a href=\"\/de\/city-hall\/building\/onlinepermits\/\">Online-Ressourcenzentrum f\u00fcr Genehmigungen \u2013 Online bewerben<\/a><\/li>\n\t<li id=\"menu-item-270340\"><a href=\"\/de\/city-hall\/building\/permits\/interactive-permit-guide\/\">Interaktiver Genehmigungsleitfaden<\/a><\/li>\n\t<li id=\"menu-item-340585\"><a href=\"\/de\/city-hall\/building\/permits\/expired-permits-and-permit-renewals\/\">Abgelaufene Genehmigungen und Genehmigungsverl\u00e4ngerungen<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-312699\" aria-haspopup=\"true\"><a aria-expanded=\"false\" href=\"#\">Genehmigungsressourcen<\/a>\n<ul>\n\t<li id=\"menu-item-280603\"><a href=\"\/wp-content\/uploads\/2025\/10\/Building-Department-Fee-Guide-2025.pdf\">Geb\u00fchrenordnung<\/a><\/li>\n\t<li id=\"menu-item-272445\"><a href=\"\/de\/city-hall\/building\/permits\/building-permits-not-required-work-list\/\">Liste \u201eKeine Genehmigung erforderlich\u201c<\/a><\/li>\n\t<li id=\"menu-item-285785\"><a href=\"\/de\/city-hall\/building\/permits\/permit-refunds\/\">R\u00fcckerstattung von Genehmigungen<\/a><\/li>\n\t<li id=\"menu-item-285786\"><a href=\"\/de\/city-hall\/building\/permits\/building-permit-reprieve-program\/\">Amnestieprogramm f\u00fcr Verst\u00f6\u00dfe gegen die Bauordnung<\/a><\/li>\n\t<li id=\"menu-item-270348\"><a href=\"\/de\/city-hall\/building\/building-recert\/\">Geb\u00e4ude-Rezertifizierung<\/a><\/li>\n\t<li id=\"menu-item-298042\"><a href=\"\/de\/city-hall\/building\/permits\/fema-50-rule\/\">Fema 50%-Regel<\/a><\/li>\n\t<li id=\"menu-item-270344\"><a href=\"\/de\/city-hall\/building\/permits\/mdc\/\">Miami-Dade County<\/a><\/li>\n\t<li id=\"menu-item-270345\"><a href=\"\/de\/city-hall\/building\/permits\/phased-permits\/\">Phasenweise Genehmigungen<\/a><\/li>\n\t<li id=\"menu-item-270342\"><a href=\"\/de\/city-hall\/building\/permits\/green\/\">Gr\u00fcne Genehmigungen<\/a><\/li>\n\t<li id=\"menu-item-270346\"><a href=\"\/de\/city-hall\/building\/statistics\/\">Statistik-Dashboards<\/a><\/li>\n\t<li id=\"menu-item-286018\"><a href=\"\/de\/permits-search-dashboard\/\">Archivgenehmigungssuche<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-270334\"><a href=\"\/de\/city-hall\/building\/forms\/\">Formulare<\/a><\/li>\n<li id=\"menu-item-270335\"><a href=\"\/de\/city-hall\/building\/inspections\/\">Inspektionen<\/a><\/li>\n<li id=\"menu-item-270336\"><a href=\"\/de\/city-hall\/building\/violations\/\">Verst\u00f6\u00dfe<\/a><\/li>\n<li id=\"menu-item-270339\"><a href=\"\/de\/city-hall\/building\/contractors\/\">Auftragnehmer<\/a><\/li>\n<li id=\"menu-item-270338\"><a href=\"\/de\/city-hall\/building\/contact-us\/\">Kontaktieren Sie uns<\/a><\/li>\n<li id=\"menu-item-270337\" aria-haspopup=\"true\"><a aria-expanded=\"false\" href=\"#\">Weitere Links<\/a>\n<ul>\n\t<li id=\"menu-item-270352\"><a href=\"\/de\/city-hall\/building\/faq\/\">FAQs<\/a><\/li>\n\t<li id=\"menu-item-270350\"><a href=\"\/de\/city-hall\/building\/events\/\">Events &amp; Ank\u00fcndigungen<\/a><\/li>\n\t<li id=\"menu-item-270353\"><a href=\"\/de\/city-hall\/building\/local-flood-hazard-info\/\">Auenmanagement<\/a><\/li>\n\t<li id=\"menu-item-270347\"><a href=\"\/de\/city-hall\/building\/hurricane-preparedness\/\">Vorbereitung auf Hurrikans<\/a><\/li>\n\t<li id=\"menu-item-270349\"><a href=\"\/de\/city-hall\/building\/records-management\/\">Datensatzverwaltung<\/a><\/li>\n\t<li id=\"menu-item-270343\"><a href=\"\/de\/city-hall\/building\/permits\/private-provider-info\/\">Informationen zu privaten Anbietern<\/a><\/li>\n\t<li id=\"menu-item-280714\"><a href=\"\/de\/city-hall\/building\/building-recert\/annual-maintenance-log\/\">J\u00e4hrliches Wartungsprotokoll<\/a><\/li>\n\t<li id=\"menu-item-285447\"><a href=\"\/de\/city-hall\/building\/sop\/\">Standardarbeitsanweisungen<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\t\t\t\t\n\t\t\t<h1>\n\t\t\tHochwasserversicherung\t<\/h1>\n\t\t<ul>\n\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"\/de\/city-hall\/building\/local-flood-hazard-info\/flood-insurance\/\" target=\"_self\">\n\t\t\t\t<h3>Hochwasserversicherung<\/h3>\n\t<\/a>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"\/de\/city-hall\/building\/local-flood-hazard-info\/helpful-links\/\" target=\"_self\">\n\t\t\t\t<h3>Hilfreiche Links<\/h3>\n\t<\/a>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"\/de\/city-hall\/building\/local-flood-hazard-info\/flood-awareness\/\" target=\"_self\">\n\t\t\t\t<h3>Hochwasserschutz<\/h3>\n\t<\/a>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"\/de\/city-hall\/building\/local-flood-hazard-info\/interactive-flood-guide\/\" target=\"_self\">\n\t\t\t\t<h3>Interaktiver Hochwasserleitfaden<\/h3>\n\t<\/a>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/www.floodsmart.gov\/cost-flooding\" target=\"_blank\">\n\t\t\t\t<h3>Hochwasserschaden-Rechner<\/h3>\n\t<\/a>\n\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<p>Miami Beach hat durch Planung und Projekte proaktiv Ma\u00dfnahmen ergriffen, um das Risiko von \u00dcberschwemmungen zu verringern. Aufgrund unserer geografischen Lage und H\u00f6henlage ist Miami Beach jedoch anf\u00e4llig f\u00fcr St\u00fcrme und den Anstieg des Meeresspiegels.<\/p>\n<p>Gem\u00e4\u00df den aktuellen FEMA-Karten liegen 93% aller Geb\u00e4ude in Gebieten mit besonderem \u00dcberschwemmungsrisiko. F\u00fcr staatlich gef\u00f6rderte Hypotheken ist daher eine Hochwasserversicherung erforderlich, die f\u00fcr alle Immobilien empfohlen wird. <!--StartFragment --><\/p>\n<p><strong>Die Stadt arbeitet an vielen Fronten, um das Hochwasserrisiko zu verringern<\/strong><strong>.<\/strong> Hierzu geh\u00f6ren ein ausgereiftes D\u00fcnensystem zur Reduzierung der Auswirkungen von Sturmfluten und Erosion, ein umfassendes Regenwassermanagementprogramm, die Erh\u00f6hung tief liegender Stra\u00dfen, ein Resilienzkodex zur Ber\u00fccksichtigung aktueller und k\u00fcnftiger Hochwasserrisiken bei Entwicklung und Bau, eine Erh\u00f6hung der Ufermauern und die Bewertung privater Grundst\u00fccke in Verbindung mit einem wettbewerbsf\u00e4higen Zuschussprogramm zur Minderung des Hochwasserrisikos.<\/p>\n<p><!--EndFragment --><\/p>\n<p>Eine Hochwasserversicherung hilft Ihnen, Ihr Haus schneller und stabiler wieder aufzubauen. Weitere Informationen zu Hochwasserrisiken und Hochwasserversicherungen finden Sie hier:<\/p>\n\t\t\t<a href=\"https:\/\/www.floodsmart.gov\/hurricanesFL?utm_source=google&#038;utm_medium=paidsearch&#038;utm_term=brand&#038;utm_content=maps_exact&#038;utm_campaign=NFIP_2021_Growth_4FL\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tBesuchen Sie floodsmart.gov f\u00fcr die Seite der Stadt zur Hochwasserversicherung\n\t\t\t<\/a>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/bb-plugin\/cache\/couplelookingatphone-circle.jpeg\" alt=\"women looking at mobile phone\" title=\"Paar beim Telefonieren\" itemprop=\"image\"\/>\n\t\t<h3>Miami Beach spart Ihnen Geld bei der Hochwasserversicherung<\/h3>\n\t\t\t\t<p>Miami Beach konnte zudem die Pr\u00e4mieneinsparungen bei der Hochwasserversicherung stadtweit steigern. Das Community Rating System (CRS) des National Flood Insurance Program (NFIP) ist ein freiwilliges Programm, das Gemeinden Rabatte auf ihre Hochwasserversicherung erm\u00f6glicht. Die H\u00f6he der Pr\u00e4mien h\u00e4ngt von der Gesamtbewertung der Stadt und den Eigenschaften ihrer Immobilien ab.<\/p>\n\t\t\t<a href=\"https:\/\/agents.floodsmart.gov\/sites\/default\/files\/fema-nfip-crs-guide-2023.pdf\" title=\"Klicken Sie hier\" target=\"_blank\" rel=\"noopener\"  role=\"button\" aria-label=\"Mehr erfahren\">\n\t\t\t\t\t\t\tMehr erfahren\n\t\t<\/a>\n\t<p>Die Teilnahme von Miami Beach am Community Rating System bietet den meisten NFIP-Versicherungsnehmern eine <strong>25% Rabatt.<\/strong> Dies tr\u00e4gt dazu bei, steigende Bundessteuers\u00e4tze auszugleichen.<\/p>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/bb-plugin\/cache\/mbtv-circle.png\" alt=\"mbtv\" title=\"mbtv\" itemprop=\"image\"\/>\n\t\t<h3>Sehen Sie sich B\u00fcrgermeister Meiners Forum zu Hochwasserversicherung und Risikominderung an<\/h3>\n\t\t\t\t<p><!--StartFragment -->B\u00fcrgermeister Meiner und das Komitee des Programms f\u00fcr \u00f6ffentliche Information veranstalteten am 8. April 2024 ein \u00f6ffentliches Forum, um \u00fcber Hochwasserversicherungen und Risikominderung zu diskutieren.\u00a0<!--EndFragment --><\/p>\n\t\t\t<a href=\"https:\/\/youtu.be\/tzeuIhfCuBU?si=oGraLQXvAarIXZpi&amp;t=95\" title=\"Klicken Sie hier\" target=\"_blank\" rel=\"noopener\"  role=\"button\" aria-label=\"Video ansehen\">\n\t\t\t\t\t\t\tVideo ansehen\n\t\t<\/a>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/bb-plugin\/cache\/floodinsurance-circle.jpeg\" alt=\"floodinsurance\" title=\"Hochwasserversicherung\" itemprop=\"image\"\/>\n\t\t<h3>Risikobewertung 2,0<\/h3>\n\t\t\t\t<p>Die FEMA \u00e4ndert die Preisgestaltung der Hochwasserversicherung durch das National Flood Insurance Program durch einen Prozess namens\u00a0<strong>Risikobewertung 2,0<\/strong>. Versicherungsnehmern wird empfohlen, sich an ihren Hochwasserversicherungsvertreter zu wenden, um zu erfahren, welche Auswirkungen die neue Preisgestaltung auf sie haben kann.<\/p>\n<p><strong>Ab dem 1. August 2021 werden aktuelle Versicherungsnehmer des National Flood Insurance Program gebeten, sich an ihre Versicherungsgesellschaft oder ihren Versicherungsvertreter zu wenden, um mehr zu erfahren<\/strong>.\u00a0<\/p>\n\t\t\t<a href=\"https:\/\/www.fema.gov\/flood-insurance\/risk-rating\" title=\"Klicken Sie hier\" target=\"_blank\" rel=\"noopener\"  role=\"button\" aria-label=\"Weitere Informationen zum Risk Rating 2.0 finden Sie auf der Website der FEMA.\">\n\t\t\t\t\t\t\tWeitere Informationen zum Risk Rating 2.0 finden Sie auf der Website der FEMA.\n\t\t<\/a>\n\t<p>Basierend auf \u00f6ffentlich zug\u00e4nglichen FEMA-Daten zeigt die folgende Grafik die gesch\u00e4tzten \u00c4nderungen der Richtlinien innerhalb der Postleitzahlengebiete von Miami Beach. Die \u00c4nderungen \u00e4hneln den landesweiten Sch\u00e4tzungen.<\/p>\n\t\t\t\t<a href=\"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/2021\/09\/FEMA-Risk-Rating.png\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/2021\/09\/FEMA-Risk-Rating.png\" alt=\"FEMA Risk Rating\" itemprop=\"image\" height=\"539\" width=\"641\" title=\"FEMA-Risikobewertung\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t\t\t<a href=\"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/2021\/09\/FEMA-Risk-Rating-2.png\"  target=\"_self\" itemprop=\"url\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/2021\/09\/FEMA-Risk-Rating-2.png\" alt=\"FEMA Risk Rating 2\" itemprop=\"image\" height=\"377\" width=\"1248\" title=\"FEMA-Risikobewertung 2\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/www.fema.gov\/sites\/default\/files\/documents\/fema_florida-state-profile_03-2021.pdf\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tFlorida \u2013 Risikobewertung 2,0 \n\t\t\t<\/a>\n<h3>\n\t\t\tWas Sie vor der Verl\u00e4ngerung tun sollten\t<\/h3>\n\t<ul>\n<li>Wenden Sie sich bei Bedenken oder Fragen unbedingt an Ihren Versicherungsvertreter.<\/li>\n<li>Achten Sie auf etwaige \u00c4nderungen an der Bausubstanz Ihres Hauses, die zu einer \u00c4nderung Ihrer Pr\u00e4mie gegen\u00fcber der f\u00fcr die Analyse verwendeten prognostizierten Pr\u00e4mie f\u00fchren k\u00f6nnen.<\/li>\n<li>Beachten Sie, dass Sie als Versicherungsnehmer berechtigt sind, Ihre Auswahl an Deckung oder Selbstbeteiligung zu \u00e4ndern.<\/li>\n<\/ul>\n\t\t\t<a href=\"https:\/\/www.floodsmart.gov\/why-buy-flood-insurance\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tUm mehr zu erfahren, wenden Sie sich an Ihren Hochwasserversicherungsagenten oder besuchen Sie die FEMA\n\t\t\t<\/a>","protected":false},"excerpt":{"rendered":"<p>Building Menu Permit Application The Permitting Process &#8211; How to Apply Permitting Checklists Same Day Service Online Permitting Resource Center [&hellip;]<\/p>\n","protected":false},"author":222,"featured_media":0,"parent":271847,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_searchwp_excluded":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[],"tags":[1044],"class_list":["post-271974","page","type-page","status-publish","hentry","tag-building-department"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Building Flood Insurance - City of Miami Beach<\/title>\n<meta name=\"description\" content=\"The City of Miami Beach Building Department is dedicated to serving the public through ef\ufb01cient and effective supervision and regulation of construction activities in Miami Beach.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.miamibeachfl.gov\/de\/city-hall\/building\/local-flood-hazard-info\/flood-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Building Flood Insurance\" \/>\n<meta property=\"og:description\" content=\"The City of Miami Beach Building Department is dedicated to serving the public through ef\ufb01cient and effective supervision and regulation of construction activities in Miami Beach.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.miamibeachfl.gov\/de\/city-hall\/building\/local-flood-hazard-info\/flood-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"City of Miami Beach\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/cityofmiamibeach\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-02T20:22:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/2023\/08\/Masterpermitcircle.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Miamibeachnews\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/city-hall\\\/building\\\/local-flood-hazard-info\\\/flood-insurance\\\/\",\"url\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/city-hall\\\/building\\\/local-flood-hazard-info\\\/flood-insurance\\\/\",\"name\":\"Building Flood Insurance - City of Miami Beach\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/city-hall\\\/building\\\/local-flood-hazard-info\\\/flood-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/city-hall\\\/building\\\/local-flood-hazard-info\\\/flood-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/wp-content\\\/uploads\\\/bb-plugin\\\/cache\\\/couplelookingatphone-circle.jpeg\",\"datePublished\":\"2023-09-11T14:00:17+00:00\",\"dateModified\":\"2026-03-02T20:22:13+00:00\",\"description\":\"The City of Miami Beach Building Department is dedicated to serving the public through ef\ufb01cient and effective supervision and regulation of construction activities in Miami Beach.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/city-hall\\\/building\\\/local-flood-hazard-info\\\/flood-insurance\\\/#breadcrumb\"},\"inLanguage\":\"de\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.miamibeachfl.gov\\\/city-hall\\\/building\\\/local-flood-hazard-info\\\/flood-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/city-hall\\\/building\\\/local-flood-hazard-info\\\/flood-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/wp-content\\\/uploads\\\/bb-plugin\\\/cache\\\/couplelookingatphone-circle.jpeg\",\"contentUrl\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/wp-content\\\/uploads\\\/bb-plugin\\\/cache\\\/couplelookingatphone-circle.jpeg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/city-hall\\\/building\\\/local-flood-hazard-info\\\/flood-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"City Hall\",\"item\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/city-hall\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Building\",\"item\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/city-hall\\\/building\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Building Flood Awareness\",\"item\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/city-hall\\\/building\\\/local-flood-hazard-info\\\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Building Flood Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/#website\",\"url\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/\",\"name\":\"City of Miami Beach\",\"description\":\"The official website of the City of Miami Beach. Stay informed, find important information on city services, news, alerts, events, trolley routes, government employment and more.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"de\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/#organization\",\"name\":\"City of Miami Beach\",\"url\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/miamibeach-logoblue.png\",\"contentUrl\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/miamibeach-logoblue.png\",\"width\":1962,\"height\":381,\"caption\":\"City of Miami Beach\"},\"image\":{\"@id\":\"https:\\\/\\\/www.miamibeachfl.gov\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/cityofmiamibeach\",\"https:\\\/\\\/x.com\\\/Miamibeachnews\",\"https:\\\/\\\/www.instagram.com\\\/miamibeachnews\\\/\"],\"description\":\"The official website of the City of Miami Beach. Stay informed, find important information on city services, news, alerts, events, trolley routes, government employment and more.\",\"telephone\":\"305.604.CITY(2489)\",\"legalName\":\"City of Miami Beach\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Geb\u00e4ude-Hochwasserversicherung - Stadt Miami Beach","description":"Das Bauamt der Stadt Miami Beach hat es sich zur Aufgabe gemacht, der \u00d6ffentlichkeit durch eine effiziente und wirksame \u00dcberwachung und Regulierung der Baut\u00e4tigkeiten in Miami Beach zu dienen.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.miamibeachfl.gov\/de\/city-hall\/building\/local-flood-hazard-info\/flood-insurance\/","og_locale":"de_DE","og_type":"article","og_title":"Building Flood Insurance","og_description":"The City of Miami Beach Building Department is dedicated to serving the public through ef\ufb01cient and effective supervision and regulation of construction activities in Miami Beach.","og_url":"https:\/\/www.miamibeachfl.gov\/de\/city-hall\/building\/local-flood-hazard-info\/flood-insurance\/","og_site_name":"City of Miami Beach","article_publisher":"https:\/\/www.facebook.com\/cityofmiamibeach","article_modified_time":"2026-03-02T20:22:13+00:00","og_image":[{"width":1200,"height":1200,"url":"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/2023\/08\/Masterpermitcircle.jpeg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@Miamibeachnews","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.miamibeachfl.gov\/city-hall\/building\/local-flood-hazard-info\/flood-insurance\/","url":"https:\/\/www.miamibeachfl.gov\/city-hall\/building\/local-flood-hazard-info\/flood-insurance\/","name":"Geb\u00e4ude-Hochwasserversicherung - Stadt Miami Beach","isPartOf":{"@id":"https:\/\/www.miamibeachfl.gov\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.miamibeachfl.gov\/city-hall\/building\/local-flood-hazard-info\/flood-insurance\/#primaryimage"},"image":{"@id":"https:\/\/www.miamibeachfl.gov\/city-hall\/building\/local-flood-hazard-info\/flood-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/bb-plugin\/cache\/couplelookingatphone-circle.jpeg","datePublished":"2023-09-11T14:00:17+00:00","dateModified":"2026-03-02T20:22:13+00:00","description":"Das Bauamt der Stadt Miami Beach hat es sich zur Aufgabe gemacht, der \u00d6ffentlichkeit durch eine effiziente und wirksame \u00dcberwachung und Regulierung der Baut\u00e4tigkeiten in Miami Beach zu dienen.","breadcrumb":{"@id":"https:\/\/www.miamibeachfl.gov\/city-hall\/building\/local-flood-hazard-info\/flood-insurance\/#breadcrumb"},"inLanguage":"de","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.miamibeachfl.gov\/city-hall\/building\/local-flood-hazard-info\/flood-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/www.miamibeachfl.gov\/city-hall\/building\/local-flood-hazard-info\/flood-insurance\/#primaryimage","url":"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/bb-plugin\/cache\/couplelookingatphone-circle.jpeg","contentUrl":"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/bb-plugin\/cache\/couplelookingatphone-circle.jpeg"},{"@type":"BreadcrumbList","@id":"https:\/\/www.miamibeachfl.gov\/city-hall\/building\/local-flood-hazard-info\/flood-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.miamibeachfl.gov\/"},{"@type":"ListItem","position":2,"name":"City Hall","item":"https:\/\/www.miamibeachfl.gov\/city-hall\/"},{"@type":"ListItem","position":3,"name":"Building","item":"https:\/\/www.miamibeachfl.gov\/city-hall\/building\/"},{"@type":"ListItem","position":4,"name":"Building Flood Awareness","item":"https:\/\/www.miamibeachfl.gov\/city-hall\/building\/local-flood-hazard-info\/"},{"@type":"ListItem","position":5,"name":"Building Flood Insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.miamibeachfl.gov\/#website","url":"https:\/\/www.miamibeachfl.gov\/","name":"Stadt Miami Beach","description":"Die offizielle Website der Stadt Miami Beach. Bleiben Sie informiert und finden Sie wichtige Informationen zu st\u00e4dtischen Dienstleistungen, Neuigkeiten, Warnungen, Veranstaltungen, Stra\u00dfenbahnlinien, Stellenangeboten im \u00f6ffentlichen Dienst und mehr.","publisher":{"@id":"https:\/\/www.miamibeachfl.gov\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.miamibeachfl.gov\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"de"},{"@type":"Organization","@id":"https:\/\/www.miamibeachfl.gov\/#organization","name":"Stadt Miami Beach","url":"https:\/\/www.miamibeachfl.gov\/","logo":{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/www.miamibeachfl.gov\/#\/schema\/logo\/image\/","url":"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/2022\/06\/miamibeach-logoblue.png","contentUrl":"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/2022\/06\/miamibeach-logoblue.png","width":1962,"height":381,"caption":"City of Miami Beach"},"image":{"@id":"https:\/\/www.miamibeachfl.gov\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/cityofmiamibeach","https:\/\/x.com\/Miamibeachnews","https:\/\/www.instagram.com\/miamibeachnews\/"],"description":"Die offizielle Website der Stadt Miami Beach. Bleiben Sie informiert und finden Sie wichtige Informationen zu st\u00e4dtischen Dienstleistungen, Neuigkeiten, Warnungen, Veranstaltungen, Stra\u00dfenbahnlinien, Stellenangeboten im \u00f6ffentlichen Dienst und mehr.","telephone":"305.604.CITY(2489)","legalName":"City of Miami Beach"}]}},"_links":{"self":[{"href":"https:\/\/www.miamibeachfl.gov\/de\/wp-json\/wp\/v2\/pages\/271974","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.miamibeachfl.gov\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.miamibeachfl.gov\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.miamibeachfl.gov\/de\/wp-json\/wp\/v2\/users\/222"}],"replies":[{"embeddable":true,"href":"https:\/\/www.miamibeachfl.gov\/de\/wp-json\/wp\/v2\/comments?post=271974"}],"version-history":[{"count":1,"href":"https:\/\/www.miamibeachfl.gov\/de\/wp-json\/wp\/v2\/pages\/271974\/revisions"}],"predecessor-version":[{"id":396926,"href":"https:\/\/www.miamibeachfl.gov\/de\/wp-json\/wp\/v2\/pages\/271974\/revisions\/396926"}],"up":[{"embeddable":true,"href":"https:\/\/www.miamibeachfl.gov\/de\/wp-json\/wp\/v2\/pages\/271847"}],"wp:attachment":[{"href":"https:\/\/www.miamibeachfl.gov\/de\/wp-json\/wp\/v2\/media?parent=271974"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.miamibeachfl.gov\/de\/wp-json\/wp\/v2\/categories?post=271974"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.miamibeachfl.gov\/de\/wp-json\/wp\/v2\/tags?post=271974"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}