{"id":29199,"date":"2017-08-11T00:12:54","date_gmt":"2017-08-11T00:12:54","guid":{"rendered":"http:\/\/www.miamibeachfl.gov\/city-hall\/tourism-culture-and-economic-development\/business-assistance\/small-business-financial-assistance\/"},"modified":"2025-07-10T14:17:17","modified_gmt":"2025-07-10T18:17:17","slug":"small-business-financial-assistance","status":"publish","type":"page","link":"https:\/\/www.miamibeachfl.gov\/fr\/city-hall\/economic-development\/small-business-financial-assistance\/","title":{"rendered":"Aide financi\u00e8re aux petites entreprises"},"content":{"rendered":"<img decoding=\"async\" src=\"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/2022\/07\/hero-small.jpg\" alt=\"ocean drive art deco buildings\" itemprop=\"image\" height=\"211\" width=\"2395\" title=\"petit h\u00e9ros\" onerror=\"this.style.display='none'\" loading='lazy' \/>\n<h1>\n\t\t\tAide financi\u00e8re aux petites entreprises\t<\/h1>\n\t<nav id=\"breadcrumbs\" aria-label=\"Fil d&#039;Ariane\"><a href=\"https:\/\/www.miamibeachfl.gov\/fr\/\">Maison<\/a> &gt; <a href=\"https:\/\/www.miamibeachfl.gov\/fr\/city-hall\/\">l&#039;h\u00f4tel de ville<\/a> &gt; <a href=\"https:\/\/www.miamibeachfl.gov\/fr\/city-hall\/economic-development\/\">D\u00e9veloppement \u00e9conomique<\/a> &gt; <strong>Aide financi\u00e8re aux petites entreprises<\/strong><\/nav>\n\t<p><strong>AIDE FINANCI\u00c8RE<\/strong><\/p>\n<p>Le programme de subventions aux petites entreprises familiales fournit p\u00e9riodiquement une assistance financi\u00e8re et technique aux petites entreprises qualifi\u00e9es \u00e0 but lucratif. <strong><a href=\"https:\/\/www.miamidade.gov\/global\/service.page?Mduid_service=ser1471548035447835\">www.miamidade.gov<\/a><\/strong><\/p>\n<p><strong>PROGRAMMES DE PR\u00caTS<\/strong><\/p>\n<p>Le programme d&#039;aide aux microentreprises et de pr\u00eat entre pairs aide les entrepreneurs \u00e0 se constituer un solide historique de cr\u00e9dit en empruntant des montants progressifs, en d\u00e9veloppant leurs comp\u00e9tences commerciales, en partageant des id\u00e9es et en leur offrant un soutien au sein d&#039;un groupe de pairs. Le programme propose \u00e9galement des pr\u00eats directs jusqu&#039;\u00e0 $25\u00a0000. <strong><a href=\"http:\/\/www.miamidade.gov\">www.miamidade.gov<\/a><\/strong><\/p>\n<p><strong><a href=\"https:\/\/www.pseinc.org\/\">www.pseinc.org\/<\/a><\/strong><\/p>\n<p><strong><a href=\"https:\/\/aofund.org\/\">aofund.org\/<\/a><\/strong><\/p>\n<p>Le Conseil r\u00e9gional de planification du sud de la Floride propose un fonds de pr\u00eats renouvelables aux entreprises existantes souhaitant d\u00e9velopper ou relocaliser leurs activit\u00e9s, cr\u00e9er et\/ou pr\u00e9server des emplois. Les montants des pr\u00eats varient entre 50\u00a0000 et 300\u00a0000 livres sterling. Pour \u00eatre admissible, l&#039;entreprise doit tenter d&#039;obtenir un financement priv\u00e9 et se voir refuser sa demande. <strong><a href=\"https:\/\/sfregionalcouncil.org\/\">https:\/\/sfregionalcouncil.org<\/a><\/strong><\/p>\n<p>Contactez le bureau de la Miami Small Business Administration pour obtenir des informations sur leurs programmes de pr\u00eats, qui comprennent le pr\u00eat commercial de base 7(a), les micro-pr\u00eats et le programme CDC\/504. <strong><a title=\"www.sba.gov\/fl\/south\" href=\"http:\/\/www.sba.gov\/fl\/south\">www.sba.gov\/fl\/south<\/a><\/strong><\/p>\n<p>Programme de pr\u00eats aux entreprises 7(a) de base\u00a0: Tous les pr\u00eats 7(a) sont accord\u00e9s par des pr\u00eateurs qualifi\u00e9s de participants, car ils participent au programme 7(a) avec la SBA. Ces pr\u00eats sont uniquement disponibles sur garantie. Cela signifie qu&#039;ils sont accord\u00e9s par des pr\u00eateurs qui choisissent de structurer leurs propres pr\u00eats conform\u00e9ment aux exigences de la SBA et qui en font la demande et obtiennent une garantie de la SBA sur une partie de leur pr\u00eat. La SBA ne garantit pas enti\u00e8rement les pr\u00eats 7(a). Pour plus d&#039;informations, consultez le site <strong><a href=\"https:\/\/www.sba.gov\/funding-programs\/loans\/7a-loans\">https:\/\/www.sba.gov\/funding-programs\/loans\/7a-loans<\/a><\/strong><\/p>\n<p>Programme de microcr\u00e9dit\u00a0: Ce programme accorde des pr\u00eats de tr\u00e8s faible montant aux petites entreprises en d\u00e9marrage, nouvellement cr\u00e9\u00e9es ou en croissance. Dans le cadre de ce programme, la SBA met des fonds \u00e0 la disposition d&#039;organismes de pr\u00eat communautaires \u00e0 but non lucratif (interm\u00e9diaires), qui, \u00e0 leur tour, accordent des pr\u00eats aux emprunteurs admissibles, jusqu&#039;\u00e0 un montant maximal de 1\u00a0TP4T35\u00a0000. Pour plus d&#039;informations, consultez le site <strong><a href=\"https:\/\/www.sba.gov\/funding-programs\/loans\/microloans\">https:\/\/www.sba.gov\/funding-programs\/loans\/microloans<\/a><\/strong><\/p>\n<p>Programme de pr\u00eats CDC\/504\u00a0: Le programme 504 offre aux entreprises en croissance un financement \u00e0 long terme et \u00e0 taux fixe pour leurs actifs immobilis\u00e9s majeurs, tels que les terrains et les b\u00e2timents. Une soci\u00e9t\u00e9 de d\u00e9veloppement certifi\u00e9e est une soci\u00e9t\u00e9 \u00e0 but non lucratif cr\u00e9\u00e9e pour contribuer au d\u00e9veloppement \u00e9conomique de sa communaut\u00e9. Les CDC collaborent avec la SBA et des pr\u00eateurs du secteur priv\u00e9 pour financer les petites entreprises. Pour plus d&#039;informations, consultez le site <strong><a href=\"https:\/\/www.sba.gov\/funding-programs\/loans\/504-loans\">https:\/\/www.sba.gov\/funding-programs\/loans\/504-loans<\/a><\/strong><\/p>\n\t\tAcc\u00e9der \u00e0\u2026\t\t\t\n\t\t\t\t\t<ul id=\"menu-economic-development-dept-menu\"><li id=\"menu-item-361319\"><a href=\"\/fr\/city-hall\/economic-development\/committee-resources\/\">Ressources du comit\u00e9<\/a><\/li>\n<li id=\"menu-item-361320\"><a href=\"\/fr\/city-hall\/economic-development\/community-revitalization\/\">Revitalisation communautaire<\/a><\/li>\n<li id=\"menu-item-361321\"><a href=\"\/fr\/city-hall\/economic-development\/convention-center-advisory-board-ccab\/\">Conseil consultatif du centre de congr\u00e8s (CCAB)<\/a><\/li>\n<li id=\"menu-item-361322\"><a href=\"\/fr\/city-hall\/economic-development\/quick-links\/\">Ressources de d\u00e9veloppement \u00e9conomique<\/a><\/li>\n<li id=\"menu-item-361323\"><a href=\"\/fr\/city-hall\/economic-development\/historic-preservation-incentives\/\">Incitations \u00e0 la pr\u00e9servation historique<\/a><\/li>\n<li id=\"menu-item-361324\"><a href=\"\/fr\/city-hall\/economic-development\/redevelopment-agency\/\">Agence de r\u00e9am\u00e9nagement de Miami Beach (RDA)<\/a><\/li>\n<li id=\"menu-item-367566\"><a href=\"https:\/\/www.miamibeachfl.gov\/fr\/northbeachcra\/\">North Beach CRA<\/a><\/li>\n<li id=\"menu-item-361325\"><a href=\"\/fr\/city-hall\/economic-development\/open-a-business\/\">Ouvrir une entreprise<\/a><\/li>\n<li id=\"menu-item-361326\"><a href=\"\/fr\/city-hall\/economic-development\/small-business-financial-assistance\/\">Aide financi\u00e8re aux petites entreprises<\/a><\/li>\n<li id=\"menu-item-361327\"><a href=\"\/fr\/city-hall\/economic-development\/tax-increment-financing\/\">Financement par augmentation d&#039;imp\u00f4t<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Small Business Financial Assistance Home &gt; City Hall &gt; Economic Development &gt; Small Business Financial Assistance FINANCIAL ASSISTANCE The Mom [&hellip;]<\/p>\n","protected":false},"author":222,"featured_media":0,"parent":29187,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_searchwp_excluded":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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