{"id":28701,"date":"2017-08-11T00:07:37","date_gmt":"2017-08-11T00:07:37","guid":{"rendered":"http:\/\/www.miamibeachfl.gov\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/unclassified-employees-retirement-system\/"},"modified":"2026-03-02T16:36:37","modified_gmt":"2026-03-02T21:36:37","slug":"unclassified-employees-retirement-system","status":"publish","type":"page","link":"https:\/\/www.miamibeachfl.gov\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/unclassified-employees-retirement-system\/","title":{"rendered":"Sist\u00e8m Retr\u00e8t Anplwaye ki pa Klasifye"},"content":{"rendered":"<img decoding=\"async\" src=\"https:\/\/www.miamibeachfl.gov\/wp-content\/uploads\/2022\/07\/hero-small.jpg\" alt=\"ocean drive art deco buildings\" itemprop=\"image\" height=\"211\" width=\"2395\" title=\"ewo-piti\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n<h1>\n\t\t\tSist\u00e8m Retr\u00e8t Anplwaye ki pa Klasifye\t<\/h1>\n\t<nav id=\"breadcrumbs\" aria-label=\"Pen griye\"><a href=\"https:\/\/www.miamibeachfl.gov\/ht\/\">Lakay<\/a> &gt; <a href=\"https:\/\/www.miamibeachfl.gov\/ht\/city-hall\/\">Lakou Vil la<\/a> &gt; <a href=\"https:\/\/www.miamibeachfl.gov\/ht\/city-hall\/human-resources\/\">Resous Im\u00e8n<\/a> &gt; <a href=\"https:\/\/www.miamibeachfl.gov\/ht\/city-hall\/human-resources\/employee-labor-relations\/\">Relasyon Anplwaye ak Travay<\/a> &gt; <a href=\"https:\/\/www.miamibeachfl.gov\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/\">Many\u00e8l Anplwaye<\/a> &gt; <strong>Sist\u00e8m Retr\u00e8t Anplwaye ki pa Klasifye<\/strong><\/nav>\n\t<p><strong>SIST\u00c8M RETR\u00c8T ANPLWAYE KI PA KLASIFYE<\/strong><\/p>\n<p>Antanke yon anplwaye ki pa klase, youn nan premye desizyon ou pral gen pou pran se deside nan kil\u00e8s nan de opsyon plan pansyon ki pa klase Vil la ou ta renmen rantre. De plan yo se:<\/p>\n<ul>\n<li>Sist\u00e8m Retr\u00e8t pou Anplwaye ak Fonksyon\u00e8 Eli ki pa Klasifye nan Vil la, ki se yon plan benefis defini;<\/li>\n<li>Plan Retr\u00e8t ak Kontribisyon Defini, ou ka chwazi l l\u00e8 w rantre nan youn nan Plan Kalifye 401(a) ki bay plan nou yo. Kounye a, de founis\u00e8 plan nou yo se ICMA ak Nationwide.<\/li>\n<\/ul>\n<p><strong>Sist\u00e8m Retr\u00e8t Anplwaye ak Fonksyon\u00e8 Eli ki pa Klasifye yo<\/strong>bay yon benefis nan laj 60 an, apre dis ane s\u00e8vis akizisyon. Benefis pansyon ou ap egal a d\u00e8nye sal\u00e8 mway\u00e8n mansy\u00e8l ou (FAME), miltipliye pa ane s\u00e8vis akizisyon ou yo, miltipliye pa 3%, jiska yon maksim\u00f2m de 80%. Pral gen yon ogmantasyon pri lavi ki pa konpoze 11\/2% chak 1ye okt\u00f2b. FAME ou defini k\u00f2m 1\/12 nan sal\u00e8 any\u00e8l ou pandan 12 d\u00e8nye mwa travay ou yo. Sal\u00e8 debaz la gen ladan l sal\u00e8 debaz ou ak peman lonjevite ou; li pa gen ladan konpansasyon adisyon\u00e8l tankou Seksyon 5 oswa l\u00e8 siplemant\u00e8.<\/p>\n<p><strong>Kontribisyon ou<\/strong>Nan sist\u00e8m sa a, w ap peye 10% nan sal\u00e8 debaz ou. Si ou kite Vil la anvan oswa menm apre ou fin resevwa dwa sa yo, ou ka retire tout kontribisyon pansyon ou yo, plis kontribisyon ou yo miltipliye pa 10% pou chak ane s\u00e8vis, jiska yon maksim\u00f2m de 100%, plis enter\u00e8 sou kontribisyon ou an.<\/p>\nPa egzanp, si yo te anboche w a 45 an epi ou kite travay la a 56 an, si w te kontribye $38,000 nan sist\u00e8m pansyon an pandan onz ane travay ou yo, epi twa pi gwo sal\u00e8 debaz ou yo pou twa ane yo te $44,800, $47,900 ak $52,200, opsyon ou yo se:\n<p>Rete akizisyon benefis yo epi resevwa yon benefis pansyon l\u00e8 ou gen 60 an. Benefis pansyon mansy\u00e8l ou a ta dwe:<\/p>\n<p>$44,800 + $47,900 + $52,200 = $144,900 ?3 = $48,300 (sal\u00e8 mway\u00e8n any\u00e8l)<\/p>\n<p>$48,300 x 11 ane x 3% = $15,939 ? 12 = $1,328.28.<\/p>\n<strong>OSWA<\/strong>\n<p>Retire kontribisyon ou yo epi ou p ap resevwa okenn l\u00f2t benefis pansyon. Montan ou pral retire a ta dwe $38,000 + ($38,000 x 100%) {10% pa ane x 11 ane jiska yon maksim\u00f2m de 100%} = $76,000 + 3% enter\u00e8 pa ane sou kontribisyon $38,000 ou a.<\/p>\n<strong>Sist\u00e8m Retr\u00e8t Kontribisyon Defini a<\/strong>p ap bay yon montan retr\u00e8t espesifik. Ou ap kalifye pou resevwa distribisyon an nan laj 55 an epi l\u00e8 w kite Vil la. Ou p ap bezwen yon kantite minim\u00f2m ane patisipasyon. L\u00e8 w kite Vil la, ou ap kalifye pou chwazi nan bagay sa yo:\n<ul>\n<li>Resevwa distribisyon an l\u00e8 ou gen 55 an san okenn penalite.<\/li>\n<li>Chanje plan ou nan yon l\u00f2t plan kalifye san penalite oswa konsekans fiskal k\u00e8lkeswa laj ou.<\/li>\n<li>Resevwa distribisyon pansyon &quot;ki pa pou tout lavi&quot; anvan laj 55 an av\u00e8k penalite 10%.<\/li>\n<li>Resevwa distribisyon pansyon pou tout lavi nan nenp\u00f2t laj san okenn penalite.<\/li>\n<li>Kite kont ou grandi san ou pa bezwen plis kontribisyon jiskaske ou chwazi youn nan opsyon ki anwo yo.<\/li>\n<\/ul>\n<p><strong>Kontribisyon ou<\/strong>Pou plan sa a, pral gen 10% nan sal\u00e8 debaz ou epi Vil la ap egalize kontribisyon ou an. Y ap voye 20% a chak pery\u00f2d peman bay founis\u00e8 plan ou te chwazi a (ICMA oswa Nationwide) epi y ap envesti l nan fon ou te chwazi yo sou f\u00f2m enskripsyon ICMA oswa Nationwide ou a. Ou ap kapab chanje alokasyon fon ou yo nan lavni, dapre direktiv founis\u00e8 plan ou an.<\/p>\n<p>Anplis de sa, Vil la ap peye pri asirans retr\u00e8t pou andikap anplwaye a ki egal a 2\/3 nan FAME yon anplwaye. Benefis retr\u00e8t la se val\u00e8 yon anuite any\u00e8l ke yon anplwaye ka achte ak val\u00e8 kont lan.<\/p>\n<p>Anplwaye a ka dirije envestisman yo anba p\u00f2tfolyo chak responsab plan an. Nenp\u00f2t depans administrasyon ak tout pwofi oswa p\u00e8t ki soti nan envestisman 401A a se pou anplwaye a.<\/p>\n<p>Benefis final ou a ap depann de: balans ou k\u00f2m rezilta kantite lajan ou menm ak Vil la te kontribye a ak to kwasans fon ou chwazi yo te retounen; epi, met\u00f2d distribisyon ou pral chwazi a. Ou pral kapab konv\u00e8ti balans ou an yon anuite, resevwa yon kantite lajan det\u00e8mine ou chwazi nan pery\u00f2d predet\u00e8mine, oswa retire kantite lajan total la nan yon s\u00e8l fwa.<\/p>\n<p><strong>ICMA-RC<\/strong> \u2013 1-800-669-7400<\/p>\n<p><strong>Nasyonal<\/strong> \u2013 1-877-677-3678<\/p>\n<p>Pou plis enf\u00f2masyon detaye kons\u00e8nan benefis pansyon, kontakte Biwo Pansyon an, 1ye etaj Meri a, Depatman Finans, telef\u00f2n 673-7437. Pou plis enf\u00f2masyon kons\u00e8nan Plan 401A a, kontakte Depatman Resous Im\u00e8n nan, 3y\u00e8m etaj Meri a, telef\u00f2n 673-7520.<\/p>\n<p><img decoding=\"async\" title=\"imaj034\" src=\"\/wp-content\/uploads\/2017\/08\/695a0ff6-bb81-40cf-98eb-71d272f550e1.gif\" alt=\"image034\" \/><\/p>\n\t\tNavige pou ale nan\u2026\t\t\t\n\t\t\t\t\t<ul id=\"menu-hr-employee-handbook\"><li id=\"menu-item-363011\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/a-safe-and-healthful-workplace\/\">Espas Travay ki Ansekirite ak An Sante<\/a><\/li>\n<li id=\"menu-item-363012\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/annual-and-sick-leave\/\">Konje Any\u00e8l ak Konje Maladi<\/a><\/li>\n<li id=\"menu-item-363013\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/attendance\/\">Prezans<\/a><\/li>\n<li id=\"menu-item-363014\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/bereavement-leave\/\">Konje pou dey<\/a><\/li>\n<li id=\"menu-item-363015\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/change-of-address-and-dependents\/\">Chanjman Adr\u00e8s ak Moun ki Sou Kont Ou<\/a><\/li>\n<li id=\"menu-item-363016\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/deferred-compensation-plan\/\">Plan Konpansasyon Difere<\/a><\/li>\n<li id=\"menu-item-363017\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/disability-insurance\/\">Asirans Andikap<\/a><\/li>\n<li id=\"menu-item-363019\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/disciplinary-actions-and-appeals\/\">Aksyon Disiplin\u00e8 ak Ap\u00e8l<\/a><\/li>\n<li id=\"menu-item-363020\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/employee-handbook-is-a-guide\/\">Many\u00e8l Anplwaye a se yon Gid<\/a><\/li>\n<li id=\"menu-item-363021\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/family-and-medical-leave\/\">Konje Fanmi ak Maladi<\/a><\/li>\n<li id=\"menu-item-363022\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/general-employees-retirement-system\/\">Sist\u00e8m Retr\u00e8t Anplwaye Jeneral yo<\/a><\/li>\n<li id=\"menu-item-363023\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/group-medical-and-dental-plans\/\">Plan Medikal ak Dant\u00e8 Gwoup<\/a><\/li>\n<li id=\"menu-item-363024\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/in-service-training\/\">F\u00f2masyon nan s\u00e8vis<\/a><\/li>\n<li id=\"menu-item-363025\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/insurance-benefits\/\">Benefis Asirans<\/a><\/li>\n<li id=\"menu-item-363026\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/miami-beach-civil-service-system\/\">Sist\u00e8m S\u00e8vis Sivil Miami Beach la<\/a><\/li>\n<li id=\"menu-item-363027\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/miami-beach-federal-credit-union\/\">Inyon Kredi Federal Miami Beach<\/a><\/li>\n<li id=\"menu-item-363028\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/mission-statement\/\">Deklarasyon Misyon<\/a><\/li>\n<li id=\"menu-item-363029\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/occupational-accidental-death-benefit\/\">Benefis Lanm\u00f2 Aksidant\u00e8l Okipasyon\u00e8l<\/a><\/li>\n<li id=\"menu-item-363030\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/outside-employment\/\">Travay dey\u00f2<\/a><\/li>\n<li id=\"menu-item-363031\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/paid-holidays\/\">Jou ferye peye<\/a><\/li>\n<li id=\"menu-item-363032\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/performance-appraisals\/\">Evalyasyon P\u00e8f\u00f2mans<\/a><\/li>\n<li id=\"menu-item-363033\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/pre-tax-payroll-deductions\/\">Dediksyon sou pew\u00f2l anvan taks<\/a><\/li>\n<li id=\"menu-item-363034\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/probationary-and-part-time-employees\/\">Anplwaye ki an pwobasyon ak anplwaye ki travay a tan pasy\u00e8l<\/a><\/li>\n<li id=\"menu-item-363035\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/resigning-retiring-and-separating-from-service\/\">Demisyone, Pran retr\u00e8t ak Separasyon nan s\u00e8vis<\/a><\/li>\n<li id=\"menu-item-363036\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/special-awards-program\/\">Pwogram Prim Espesyal<\/a><\/li>\n<li id=\"menu-item-363037\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/suggestion-box\/\">Bwat Sijesyon<\/a><\/li>\n<li id=\"menu-item-363038\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/the-personnel-board\/\">Komisyon P\u00e8son\u00e8l la<\/a><\/li>\n<li id=\"menu-item-363039\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/unclassified-employees-retirement-system\/\">Sist\u00e8m Retr\u00e8t Anplwaye ki pa Klasifye<\/a><\/li>\n<li id=\"menu-item-363040\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/united-states-savings-bonds\/\">Obligasyon Epay Etazini<\/a><\/li>\n<li id=\"menu-item-363041\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/welcome-aboard\/\">Byenveni ab\u00f2<\/a><\/li>\n<li id=\"menu-item-363042\"><a href=\"\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/your-pay\/\">Peman ou<\/a><\/li>\n<\/ul>\t\n\t<div class=\"page-navigation\"><a class=\"prev-page\" href=\"https:\/\/www.miamibeachfl.gov\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/probationary-and-part-time-employees\/\">\u2190 Anplwaye ki anba pwobasyon ak a tan pasy\u00e8l<\/a> <a class=\"next-page\" href=\"https:\/\/www.miamibeachfl.gov\/ht\/city-hall\/human-resources\/employee-labor-relations\/handbook-directory\/deferred-compensation-plan\/\">Plan Konpansasyon Difere \u2192<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Unclassified Employees Retirement System Home &gt; City Hall &gt; Human Resources &gt; Employee &amp; Labor Relations &gt; Employee Handbook &gt; [&hellip;]<\/p>\n","protected":false},"author":222,"featured_media":0,"parent":28669,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_searchwp_excluded":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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